C&N Announces Promotion of Tracy Watkins to Executive Team

C&N Names Tracy Watkins Executive Vice President & Director of Human Resources

by Citizens & Northern Bank – January 8, 2018

WELLSBORO, PA – Tracy Watkins has been promoted to Executive Vice President and Director of Human Resources for Citizens & Northern Bank. Watkins, who has 14 years of banking experience, joined C&N in 2003 as a Management Trainee with a background in sales and as a paralegal. In 2005, she joined the Human Resource team as HRIS & Employee Relations Manager and was named VP, Director of Human Resources in 2010. During Tracy’s tenure, the Human Resources function has played an increasingly important role in C&N’s growth and success.

“Building a culture that attracts and develops talented people is critical to C&N’s long-term success and Tracy has been integral to advancing the culture at C&N for years. She has developed the expertise, knowledge and skills to expand her leadership role going forward,” said Citizens & Northern President and CEO, Brad Scovill. “Tracy’s addition to the Executive team, coupled with her enhanced focus on performance management, succession planning, and training and development reinforces the importance of our people in delivering on our mission of “creating value through lifelong relationships.”

Watkins holds a Bachelor’s Degree in English and Secondary Education from Juniata College in Huntingdon, PA. In 2005, she received her diploma from the Graduate School of Banking through the University of Wisconsin-Madison’s Human Resources Management School and graduated from the PBA Advanced School of Banking in 2008. She obtained SPHR (Senior Professional in Human Resources) status in 2008 and, in 2011, CEBS (Certified Employee Benefits Specialist) with GBA (Group Benefits Associate) and RPA (Retirement Plans Associate) accreditations. Tracy is also a founding committee member of PBA Women in Banking.

Watkins lives in Covington and has two sons, Austin and Zane. In her spare time, she enjoys spending time on Keuka Lake.

Citizens & Northern Bank is a local, independent community bank providing complete financial, investment and insurance services through 26 full service offices located throughout Cameron, Potter, McKean, Tioga, Bradford, Sullivan and Lycoming counties in Pennsylvania and Steuben County, NY. C&N’s most recently opened Elmira, NY loan production office offers commercial, residential and consumer lending services. C&N can be found on the worldwide web at www.cnbankpa.com. The Company’s stock is listed on NASDAQ Capital Market Securities under the symbol CZNC.

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